沙巴体育首页

沙巴体育首页GEQUXIAN（ZIZHIXIAN）CAIZHENGJU，LIANGJIANGXINQU、ZHONGQINGGAOXINQU、WANSHENGJINGKAIQUCAIZHENGJU，YOUGUANJINRONGJIGOU:

为加快建立普惠金融服务和保障体系，加强普惠金融发展专项资金管理，提高财政资金使用效益，根据《财政部关于修订发布<普惠金融发展专项资金管理办法>的通知》（财金〔2019〕96号）等有关规定，沙巴体育首页制定了《重庆市普惠金融发展专项资金管理办法》，现印发给你们，请认真遵照执行。

沙巴体育首页FUJIAN: 1.ZHONGQINGSHIPUHUIJINRONGFAZHANZHUANXIANGZIJINGUANLIBANFA

沙巴体育首页　　　2.PUHUIJINRONGFAZHANZHUANXIANGZIJINSHENBAOBIAO

　　　3.PUHUIJINRONGFAZHANZHUANXIANGZIJINSHENBAOBIAOTIANBIAOSHUOMING

SHABATIYUSHOUYE

沙巴体育首页2020NIAN10YUE21RI

（CIJIANZHUDONGGONGKAI）

FUJIAN1

重庆市普惠金融发展专项资金管理办法

第一章  总则

第一条  为加快建立普惠金融服务和保障体系，加强普惠金融发展专项资金管理，根据《财政部关于修订发布<普惠金融发展专项资金管理办法>的通知》（财金〔2019〕96号）等有关规定，结合我市实际，制定本办法。

DIERTIAO  BENBANFASUOCHENGPUHUIJINRONGFAZHANZHUANXIANGZIJIN（YIXIAJIANCHENGZHUANXIANGZIJIN），SHIZHIZHONGYANGHEDIFANGCAIZHENGYONGYUZHICHIPUHUIJINRONGFAZHANDEZHUANXIANGZHUANYIZHIFUZIJIN，BAOKUOCHUANGYEDANBAODAIKUANTIEXIJIJIANGBU、CAIZHENGZHICHISHENHUAMINYINGHEXIAOWEIQIYEJINRONGFUWUZONGHEGAIGESHIDIANQUXIANJIANGLI、NONGCUNJINRONGJIGOUDINGXIANGFEIYONGBUTIE。

DISANTIAO  ZHUANXIANGZIJINZUNXUNHUIMINSHENG、BAOJIBEN、YOUZHONGDIAN、KECHIXUDEYUANZE，ZONGHEYUNYONGDAIKUANTIEXI、YIJIANGDAIBU、FEIYONGBUTIEDENGFANGSHI，YINDAOGEQUXIAN（ZIZHIXIAN）（YIXIAJIANCHENGQUXIAN）RENMINZHENGFU、JINRONGJIGOUZHICHIPUHUIJINRONGFAZHAN，MIBUSHICHANGSHILING，BAOZHANGNONGMIN、CHENGZHENDISHOURURENQUN、PINKUNRENQUNHECANJIREN、LAONIANRENDENGPUHUIJINRONGZHONGDIANFUWUDUIXIANGDEJICHUJINRONGFUWUKEDEXINGHESHIYONGXING，ZHELITISHENGHEGAISHANMINYINGHEXIAOWEIQIYEJINRONGFUWUSHUIPING。

DISITIAO  PUHUIJINRONGFAZHANZHUANXIANGZIJINSHISHIQIXIANZHI2022NIAN，DAOQIQIANJIANGANZHAOCAIZHENGBUYOUGUANGUIDINGQUEDINGSHIFOUJIXUSHISHIHEYANXUQIXIAN。

ZAIBIANZHINIANDUYUSUANQIAN，SHICAIZHENGJUGENJUZHENGCESHISHIQINGKUANGHEGONGZUOXUYAO，WANSHANZIJINGUANLIZHENGCE。

沙巴体育首页DIWUTIAO  ZHUANXIANGZIJINDESHIYONGHEGUANLIZUNXUNGONGKAITOUMING、DINGXIANGSHIYONG、FENJIGUANLI、KEXUEGUIFANDEYUANZE，QUEBAOZIJINSHIYONGHELI、ANQUAN、GAOXIAO，CHONGFENFAHUICAIZHENGZIJINGANGGANZUOYONG，YINDAOJINRONGFUWUXIANGPUHUIFANGXIANGYANSHEN。

DILIUTIAO  SHICAIZHENGJUFUZEZHUANXIANGZIJINDEYUSUANFENJIEXIADA、ZIJINBOFU、SHIYONGJIANDU、YUSUANJIXIAOGUANLI。QUXIANCAIZHENGJUFUZEZUZHISHENBAOCAILIAO、SHENHEBOFU、PEIHESHICAIZHENGJUKAIZHANXIANGGUANGONGZUO，BINGDUIZIJINSHIYONGDEHEGUIXINGHEYOUXIAOXINGFUZE。

第二章  创业担保贷款贴息及奖励补助政策

DIQITIAO  BENZHANGSUOCHENGCHUANGYEDANBAODAIKUAN，SHIZHIYIJUBEIGUIDINGTIAOJIANDECHUANGYEZHEGERENHUOXIAOWEIQIYEWEIJIEKUANREN，YOUCHUANGYEDANBAODAIKUANDANBAOJIJINTIGONGDANBAO，YOUJINGBANCIXIANGDAIKUANDEYINXINGYEJINRONGJIGOUFAFANG，YOUCAIZHENGBUMENJIYUTIEXI，YONGYUZHICHIGERENCHUANGYEHUOXIAOWEIQIYEKUODAJIUYEDEDAIKUANYEWU。

沙巴体育首页BENZHANGSUOCHENGDANBAOJIJIN，SHIZHIYOUDIFANGZHENGFUCHUZISHELIDEZHONGQINGSHIXIAOWEIQIYERONGZIDANBAOJIJIN，YONGYUWEICHUANGYEDANBAODAIKUANTIGONGDANBAO。DANBAOJIJINYOUZHENGFUZHIDINGDEGONGGONGFUWUJIGOUHUOQIWEITUODERONGZIXINGDANBAOJIGOUFUZEYUNYINGGUANLI。

BENZHANGSUOCHENGJINGBANYINXING，SHIZHIYOURENXINGZHONGQINGYINGGUANBUHUITONGSHICAIZHENGJU、SHIRENLISHEBAOJU、ZHONGQINGYINBAOJIANJUTONGGUOGONGKAIZHAOBIAODENGFANGSHIQUEDINGDEWEIFUHETIAOJIANDEGERENHEXIAOWEIQIYETIGONGCHUANGYEDANBAODAIKUANDEYINXINGYEJINRONGJIGOU。

DIBATIAO  ZHUANXIANGZIJINANPAIZHICHUYONGYUDUIFUHEZHENGCEGUIDINGTIAOJIANDECHUANGYEDANBAODAIKUANJIYUYIDINGTIEXI，JIANQINGCHUANGYEZHEHEYONGRENDANWEIFUDAN，ZHICHILAODONGZHEZIZHUCHUANGYE、ZIMOUZHIYE，YINDAOYONGRENDANWEICHUANGZAOGENGDUOJIUYEGANGWEI，TUIDONGJIEJUETESHUKUNNANQUNTIDEJIEGOUXINGJIUYEMAODUN。

沙巴体育首页DIJIUTIAO  FUHEYIXIATIAOJIANDEGERENKESHENQINGCHUANGYEDANBAODAIKUANCAIZHENGTIEXIZHICHI:

沙巴体育首页（YI）SHUYUZHONGDIANJIUYEQUNTI。BAOKUOCHENGZHENDENGJISHIYERENYUAN、JIUYEKUNNANRENYUAN（HANCANJIREN）、FUYUANZHUANYETUIYIJUNREN、XINGMANSHIFANGRENYUAN、GAOXIAOBIYESHENG（HANDAXUESHENGCUNGUANHELIUXUEHUIGUOXUESHENG）、HUAJIEGUOSHENGCHANNENGQIYEZHIGONGHESHIYERENYUAN、FANXIANGCHUANGYENONGMINGONG、WANGLUOSHANGHU、JIANDANGLIKAPINKUNRENKOU、NONGCUNZIZHUCHUANGYENONGMIN。GUOJIAYOUQITATESHUGUIDINGDE，CONGQIGUIDING。

（ER）WUBULIANGXINYONGJILU，CHUZHUXUEDAIKUAN、FUPINDAIKUAN、ZHUFANGDAIKUAN、GOUCHEDAIKUAN、5WANYUANYIXIAXIAOEXIAOFEIDAIKUAN（HANXINYONGKAXIAOFEI）YIWAI，SHENQINGRENTIJIAOCHUANGYEDANBAODAIKUANSHENQINGSHI，BENRENJIQIPEIOUYINGMEIYOUQITADAIKUAN。

（SAN）JIEKUANSHENQINGRENZAISHENQINGJIEKUANSHIYISHIJICHUANGYE，JIYIBANLIGONGSHANGZHUCEDENGJIHUOBEIRENDINGWEIWANGLUOCHUANGYERENYUAN。

（SI）CHUGAOXIAOBIYESHENGHEJIANDANGLIKAPINKUNRENKOUWAI，JIEKUANRENYINGJUYOUZHONGQINGSHIHUJI。CHUANGYEXIANGMUBIXUZAIZHONGQINGSHIXIAQUNEI。

FUHESHANGLIETIAOJIANDEXINGZHENGJIGUANHESHIYEDANWEIZAIBIANRENYUAN，BUNENGXIANGSHOUGERENCHUANGYEDANBAODAIKUANXIANGGUANZHENGCE。FUQISHUANGFANGZHONGYIFANGFUHEGERENDAIKUANZHUTIZIGEDE，KEYIYIPEIOUDEGETIGONGSHANGHUDENGWUXIANZERENSHICHANGZHUTIZUOWEIYISHIJICHUANGYEDEZHENGMING，SHENQINGGERENCHUANGYEDANBAODAIKUAN。

DISHITIAO  FUHEYIXIATIAOJIANDEXIAOWEIQIYEKESHENQINGCHUANGYEDANBAODAIKUANCAIZHENGTIEXIZHICHI:

（YI）SHUYU《TONGJISHANGDAZHONGXIAOWEIXINGQIYEHUAFENBANFA（2017）》（GUOTONGZI〔2017〕213HAO）GUIDINGDEXIAOXING、WEIXINGQIYE。

（ER）XIAOWEIQIYEDANGNIANXINZHAOYONGFUHECHUANGYEDANBAODAIKUANSHENQINGTIAOJIANDERENSHUDADAOQIYEXIANYOUZAIZHIZHIGONGRENSHU15%（CHAOGUO100RENDEQIYEDADAO8%），BINGYUQIQIANDING1NIANYISHANGLAODONGHETONG。

（SAN）WUTUOQIANZHIGONGGONGZI、QIANJIAOSHEHUIBAOXIANFEIDENGYANZHONGWEIFAWEIGUIXINYONGJILU。

沙巴体育首页（SI）JIEKUANSHENQINGRENCHUANGBANDEGETIGONGSHANGHU、XIAOWEIQIYEYINGBUSHUYUGUOJIATAOTAILEI、XIANZHILEICHANYEFANCHOU，JUTIXIANGMUCANKAO《CHANYEJIEGOUDIAOZHENGZHIDAOMULU（2019NIANBEN）》（ZHONGHUARENMINGONGHEGUOGUOJIAFAZHANHEGAIGEWEIYUANHUILINGDI29HAO）。

XIAOXING、WEIXINGQIYEFADINGDAIBIAORENRUOFUHEGERENDAIKUANZHUTIZIGEDE，KEYIYIGERENMINGYISHENQINGCHUANGYEDANBAODAIKUAN，XIANGSHOUGERENCHUANGYEDANBAODAIKUANXIANGGUANZHENGCE。

沙巴体育首页DISHIYITIAO  ZHUANXIANGZIJINTIEXIDEGERENCHUANGYEDANBAODAIKUAN，ZUIGAODAIKUANEDUWEI20WANYUAN，DAIKUANQIXIANZUIZHANGBUCHAOGUO3NIAN，YINXINGKEYICIXINGJIYUSHOUXIN。

沙巴体育首页ZHUANXIANGZIJINTIEXIDEXIAOWEIQIYECHUANGYEDANBAODAIKUAN，DAIKUANEDUANZHAOQIYEDANGNIANXINZHAOYONGFUHECHUANGYEDANBAODAIKUANSHENQINGTIAOJIANDERENYUANQUEDING，ZUIGAOBUCHAOGUO300WANYUAN，DAIKUANQIXIANZUIZHANGBUCHAOGUO2NIAN。

ZHUANXIANGZIJINTIEXIDECHUANGYEDANBAODAIKUANLILVKEZAIDAIKUANHETONGQIANDINGRIDAIKUANSHICHANGBAOJIALILV（LPR）DEJICHUSHANGJIADIAN，JUTIBIAOZHUNWEIWANZHOUQU、KAIZHOUQU、QIANJIANGQU、PENGSHUIXIAN、WULONGQU、FENGDOUXIAN、CHENGKOUXIAN、YUNYANGXIAN、FENGJIEXIAN、WUSHANXIAN、WUXIXIAN、SHIZHUTUJIAZUZIZHIXIAN、YOUYANGTUJIAZUMIAOZUZIZHIXIAN、XIUSHANTUJIAZUMIAOZUZIZHIXIANJIADIANBUCHAOGUO250BP，QITAQUXIANJIADIANBUCHAOGUO150BP。JUTIDAIKUANLILVYOUJINGBANYINXINGGENJUJIEKUANRENHUOJIEKUANQIYEDEJINGYINGZHUANGKUANG、XINYONGQINGKUANGDENGYUJIEKUANRENHUOJIEKUANQIYEXIESHANGQUEDING。

DUIHAIKUANJIJI、DAIDONGJIUYENENGLIQIANG、CHUANGYEXIANGMUHAODEJIEKUANGERENHEXIAOWEIQIYE，KEJIXUTIGONGCHUANGYEDANBAODAIKUANTIEXI，DANLEIJICISHUBUDECHAOGUO3CI。XINFAFANGDE10WANYUANJIYIXIADEGERENCHUANGYEDANBAODAIKUAN，YIJIQUANGUOCHUANGYEFUHUASHIFANJIDIHUOXINYONGSHEQU（XIANGCUN）TUIJIANDECHUANGYEXIANGMU，HUODEQUXIANJIYISHANGRONGYUCHENGHAODECHUANGYERENYUAN、CHUANGYEXIANGMU、CHUANGYEQIYE，JINGJINRONGJIGOUPINGGURENDINGDEXINYONGXIAOWEIQIYE、SHANGHU、NONGHU，JINGYINGWENDINGSHOUXINDEERCICHUANGYEZHEDENGTEDINGQUNTI，MIANCHUFANDANBAOYAOQIU，DANBAOJIGOUHUOJINGBANYINXINGKEGENJUXINYONGPINGDINGSHOUXINDAIKUANEDU。GULIJINRONGJIGOUDUIQITACHUANGYEDANBAODAIKUANZHUBUJIANGDIHUOMIANCHUFANDANBAOYAOQIU。

沙巴体育首页DISHIERTIAO  CHUANGYEDANBAODAIKUANCAIZHENGTIEXI，ZAIGUOJIAGUIDINGDEDAIKUANEDU、LILVHETIEXIQIXIANNEI，ANZHAOSHIJIDEDAIKUANEDU、LILVHEJIXIQIXIANJISUAN。QIZHONG，DUI2020NIAN12YUE31RIQIANXINFAFANGDEFUHETIAOJIANDEGERENCHUANGYEDANBAODAIKUAN，CAIZHENGBUMENJIYUQUANETIEXI；XIAOWEIQIYECHUANGYEDANBAODAIKUAN，CAIZHENGBUMENANZHAODAIKUANHETONGQIANDINGRIDAIKUANSHICHANGBAOJIALILV（LPR）DE50%JIYUTIEXI。DUI2020NIAN12YUE31RIHOUXINFAFANGDEFUHETIAOJIANDEGERENHEXIAOWEIQIYECHUANGYEDANBAODAIKUANLIXI，LPR-150BPYIXIABUFEN，YOUJIEKUANRENHEJIEKUANQIYECHENGDAN，SHENGYUBUFENCAIZHENGJIYUTIEXI。YUANZESHANG，DUIZHANQI、YUQIDECHUANGYEDANBAODAIKUANBUYUTIEXI。

第十三条  各区县可因地制宜适当放宽创业担保贷款申请条件，按规定合理提高贷款额度上限或贴息比例，因此而产生的贴息资金支出由区县财政全额承担。区县财政自行安排贴息的创业担保贷款，应与上级财政贴息支持的创业担保贷款分离管理，分账核算，并按照《沙巴体育首页 重庆市人力资源和社会保障局 中国人民银行重庆营业管理部 重庆银保监局关于转发<财政部 人力资源社会保障部 人民银行 银保监会关于进一步做好创业担保贷款贴息政策监测分析工作的通知>的通知》（渝财金〔2018〕75号）要求，做好监测分析工作。

沙巴体育首页DISHISITIAO  SHENQINGCHUANGYEDANBAODAIKUANTIEXIZHICHIDEGERENHEXIAOWEIQIYEYINGXIANGDANGDIRENLIZIYUANSHEHUIBAOZHANGBUMENSHENQINGZIGESHENHE，TONGGUOZIGESHENHEDEGERENHEXIAOWEIQIYE，XIANGCHUANGYEDANBAODAIKUANDANBAOJIJINYUNYINGGUANLIJIGOUHEJINGBANYINXINGTIJIAODANBAOHEDAIKUANSHENQING，FUHEXIANGGUANDANBAOHEDAIKUANTIAOJIANDE，YUJINGBANYINXINGQIANDINGCHUANGYEDANBAODAIKUANHETONG。

沙巴体育首页RENLIZIYUANSHEHUIBAOZHANGBUMENANGUIDINGZUOHAOJIEKUANRENZIGESHENHEGONGZUO，CHUANGYEDANBAODAIKUANJIJINYUNYINGGUANLIJIGOUYAOZUOHAODANBAOSHENHEGONGZUO，JINGBANYINXINGYAOLUOSHIDAIQIANSHENCHAHEDAIZHONGDAIHOUGUANLIZEREN，CAIZHENGBUMENANGUIDINGZUOHAOTIEXIGONGZUO。

沙巴体育首页DISHIWUTIAO  WEITIGAOCAIZHENGTIEXIDESHIXIAOXINGHEANQUANXING，CHUANGYEDANBAODAIKUANANZHAO“XIANFUHOUTIE”DEYUANZEYUYITIEXI。QUXIANCAIZHENGBUMENYINGJISHIGAOZHIJINGBANYINXINGCHUANGYEDANBAODAIKUANDETIEXIZHENGCE，JINGBANYINXINGANZHAOGUOJIACAIWUHUIJIZHIDUHECHUANGYEDANBAODAIKUANZHENGCEYOUGUANGUIDING，JISUANCHUANGYEDANBAODAIKUANJIEKUANRENSHANGNIAN12YUE-DANGNIAN2YUE、3-5YUE、6-8YUE、9-11YUESUOFULIXIDUIYINGDETIEXIJINE，BINGFENBIEYUMEINIAN3YUE、6YUE、9YUE、12YUEDE5RIZHIQIANXIANGQUXIANCAIZHENGBUMENSHENQINGDUIYINGTIEXIZIJIN。CHUXIANYIXIARENYIQINGXINGDE，GAIBICHUANGYEDANBAODAIKUANBUDESHENQINGTIEXI:

沙巴体育首页（YI）LIXICUNZAIYUQIYUE；

（ER）DAIKUANBENJINCUNZAIYUQIYUEHUOYUQIJILU；

（SAN）DAIKUANBENJINCUNZAIZHANQI（XINGUANFEIYANYIQINGQIJIANYOUTESHUGUIDINGDECHUWAI）；

QUXIANCAIZHENGBUMENSHENHETONGGUOHOU，YINGZAI1GEYUESHIXIANNEIXIANGJINGBANYINXINGBOFUTIEXIZIJIN，JINGBANYINXINGSHOUDAOTIEXIZIJINHOUJISHIBOFUJIEKUANRENZHANGHU。

沙巴体育首页DISHILIUTIAO  JIANLICHUANGYEDANBAODAIKUANJIANGLIBUZHUJIZHI。ANQUANSHIDANGNIANXINFAFANGCHUANGYEDANBAODAIKUANZONGEDE1%，JIANGLICHUANGYEDANBAODAIKUANGONGZUOCHENGXIAOTUCHUDEJINGBANYINXING、CHUANGYEDANBAODAIKUANDANBAOJIJINYUNYINGGUANLIJIGOUDENGDANWEI，YONGYUQIGONGZUOJINGFEIBUZHU。

CHUANGYEDANBAODAIKUANJIANGLIXINGBUZHUZIJINDEJIANGLIJISHU，BAOKUOQUXIANCAIZHENGBUMENZIXINGJUEDINGTIEXIDECHUANGYEDANBAODAIKUAN。DUIYILPRHUODIYULPRFAFANGCHUANGYEDANBAODAIKUANGUIMOZHANCHUANGYEDANBAODAIKUANZONGFAFANGEYIBANYISHANGDEJINGBANYINXING，KEZAIJIANGLIZIJINFENPEISHANGJIYUQINGXIE。

第三章   财政支持深化民营和小微企业金融服务综合改革试点区县奖励政策

DISHIQITIAO  WEIZHICHIGEJUTESEDEJINRONGFUWUZONGHEGAIGE，LUOSHIHAOZHONGYANGJIANSHUIJIANGFEIZHENGCE，ZHELIGAISHANMINYINGHEXIAOWEIQIYERONGZI；FANGFANHAOMINYING、XIAOWEIQIYEXINDAIFENGXIAN，JIANQUANRONGZIDANBAOTIXIHEFENGXIANBUCHANGJIZHI，QIESHIDAZAOHAOFANGFANZHONGDAFENGXIANGONGJIANZHAN，ZHUANXIANGZIJINANPAIZHICHUYONGYUJIYUSHIDIANQUXIANSHIDANGJIANGLI。

DISHIBATIAO  2019-2021NIAN，QUANSHIMEINIANQUEDING2GEZHONGYANGSHIDIANQUXIAN、2GESHIJISHIDIANQUXIAN。

沙巴体育首页DISHIJIUTIAO  DUILUOSHIZHONGYANGJIANSHUIJIANGFEIZHENGCEHAO、TISHENGHEGAISHANPUHUIJINRONGFUWUHAODESHIDIANQUXIANJINXINGJIANGLI，MEIGESHIDIANQUXIANJIANGLIBIAOZHUNWEI5000WANYUAN。JIANGLIZIJINKEYONGYUSHIDIANQUXIANJINRONGJIGOUDEMINYINGHEXIAOWEIQIYEXINDAIFENGXIANBUCHANGHUODAICHANG，HUOYONGYUSHIDIANQUXIANZHENGFUXINGRONGZIDANBAOJIGOUZIBENBUCHONG。

GULIYOUTIAOJIANDEQUXIANANPAIZIJINYONGYUSHENHUAMINYINGHEXIAOWEIQIYEJINRONGFUWUZONGHEGAIGEGONGZUO。

沙巴体育首页DIERSHITIAO  CAIZHENGJIANGLIZIJINJIESUANYUSHIDIANQUXIANGONGZUOJIXIAOGUAGOU，DUISHIDIANQUXIANJIXIAOQINGKUANGZHONGDIANPINGJIASIGEFANGMIANNEIRONG: YISHIJINRONGFUWUMINYINGHEXIAOWEIQIYEZONGTIZHUANGKUANG（ZHANBI40%）；ERSHIWANSHANRONGZIDANBAOHEFENGXIANBUCHANGJIZHIQINGKUANG（ZHANBI30%）；SANSHIJINRONGZONGHEFUWUHECHUANGXINQINGKUANG（ZHANBI20%）；SISHIJINRONGDAIDONGDIFANGFAZHANQINGKUANG（ZHANBI10%）。

沙巴体育首页DIERSHIYITIAO  SHICAIZHENGJULIANHESHIJINGJIXINXIWEI、SHIKEJIJU、RENMINYINXINGZHONGQINGYINGGUANBU、ZHONGQINGYINBAOJIANJU、SHIJINRONGJIANGUANJUDENGBUMENDUISHIDIANQUXIANGONGZUOKAIZHANQINGKUANGHEZIJINSHIYONGQINGKUANGJINXINGRICHANGJIANDUGUANLI，JIANLIXIANGGUANJIXIAOZHIBIAODONGTAIJIANCETIXI。

DIERSHIERTIAO  SHICAIZHENGJUGENJUJIXIAOPINGJIAHECHOUPINGJIEGUOJINXINGZIJINJIESUAN。DUIJIXIAOPINGJIAHUOCHOUPINGJIEGUOFENZHIWEIDADAO70FENDESHIDIANQUXIAN，QUXIAOSHIDIANZIGE，ZHUIHUIQUANBUJIANGLIZIJIN；DIYU90FENDESHIDIANQUXIAN，ANYIDINGBILIKOUJIANJIANGLIZIJIN，GESHENBAOQUXIANYANJINWEIHUODESHIDIANZIGEERGUOGAOSHEZHIJIXIAOMUBIAO。

DIERSHISANTIAO  SHIDIANQUXIANYINGJIAQIANGBUMENTONGCHOUXIEDIAOHEZHENGCELIANDONG，TEBIESHIYUXIAOWEIQIYERONGZIDANBAOJIANGFEIJIANGBU、DAICHANGBUCHANGDENGZHENGCEXINGCHENGHUBUHEHELI，BUDEDUITONGYIZHUTIZHONGFUANPAIZIJINZHICHI。JUTIDESHIDIANZHUYAONEIRONGYIDANGNIANDESHENBAOTONGZHIWEIZHUN。

第四章  农村金融机构定向费用补贴政策

DIERSHISITIAO  WEIYINDAOHEGULIJINRONGJIGOUZHUDONGTIANBUNONGCUNJINRONGFUWUKONGBAI，ZHUANXIANGZIJINANPAIZHICHUYONGYUDUIFUHETIAOJIANDEXINXINGNONGCUNJINRONGJIGOUHEXIBUJICHUJINRONGFUWUBORUODIQUDEYINXINGYEJINRONGJIGOU（WANGDIAN）JIYUYIDINGBUTIE，ZHICHINONGCUNJINRONGZUZHITIXIJIANSHE，KUODANONGCUNJINRONGFUWUFUGAIMIAN。

DIERSHIWUTIAO  DUIFUHEXIALIEGEXIANGTIAOJIANDEXINXINGNONGCUNJINRONGJIGOU，CAIZHENGBUMENKEANZHAOBUCHAOGUOQIDANGNIANDAIKUANPINGJUNYUEDE2%JIYUFEIYONGBUTIE:

（YI）DANGNIANDAIKUANPINGJUNYUETONGBIZENGZHANG；

（ER）CUNZHENYINXINGDENIANJUNCUNDAIBIGAOYU50%（HAN50%）；

（SAN）DANGNIANSHENONGDAIKUANHEXIAOWEIQIYEDAIKUANPINGJUNYUEZHANQUANBUDAIKUANPINGJUNYUEDEBILIGAOYU70%（HAN70%）；

沙巴体育首页（SI）CAIZHENGBUMENGUIDINGDEQITATIAOJIAN。

DUIJICHUJINRONGFUWUBORUODIQUDEYINXINGYEJINRONGJIGOU（WANGDIAN），CAIZHENGBUMENKEANZHAOBUCHAOGUOQIDANGNIANDAIKUANPINGJUNYUEDE2%JIYUFEIYONGBUTIE。XINXINGNONGCUNJINRONGJIGOUBUZHONGFUXIANGSHOUBUTIE。

DIERSHILIUTIAO  BUTIEZIJINYUXIAYINIANDUBOFU，NARUJINRONGJIGOUSHOURUTONGYIHESUAN。

沙巴体育首页DIERSHIQITIAO  NONGCUNJINRONGJIGOU（WANGDIAN）KEXIANGSHOUBUTIEZHENGCEDEQIXIAN，WEIZIGAINONGCUNJINRONGJIGOU（WANGDIAN）KAIYEDANGNIAN（HAN）QIDE5NIANNEI。NONGCUNJINRONGJIGOU（WANGDIAN）KAIYECHAOGUOXIANGSHOUBUTIEZHENGCEDENIANSHUHOU，WULUNGAINONGCUNJINRONGJIGOU（WANGDIAN）SHIFOUCENGJINGHUODEGUOBUTIE，DOUBUZAIXIANGSHOUBUTIE。RUGUONONGCUNJINRONGJIGOU（WANGDIAN）KAIYESHIJIANWANYUDANGNIANDE6YUE30RI，DANKAIYEDANGNIANWEIXIANGSHOUBUTIE，ZEXIANGSHOUBUTIEZHENGCEDEQIXIANCONGKAIYECINIANQIKAISHIJISUAN。

DIERSHIBATIAO  YIXIAJILEIDAIKUANBUYUBUTIE，BUJIRUXIANGSHOUBUTIEDEDAIKUANJISHU:

（YI）DANGNIANRENYISHIDIANDANHUDAIKUANYUECHAOGUO500WANYUANDEDAIKUAN；

（ER）ZAIQUXIANJINGYINGQUYUYIWAIFAFANGDEDAIKUAN；

（SAN）JICHUJINRONGFUWUBORUODIQUDEYINXINGYEJINRONGJIGOU（WANGDIAN）ZAIQISUOZAIXIANG（ZHEN）YIWAIFAFANGDEDAIKUAN。

DIERSHIJIUTIAO  BENZHANGSUOCHENGXINXINGNONGCUNJINRONGJIGOU，SHIZHIJINGYINBAOJIANHUIPIZHUNSHELIDECUNZHENYINXING、DAIKUANGONGSI、NONGCUNZIJINHUZHUSHE3LEINONGCUNJINRONGJIGOU。

BENZHANGSUOCHENGJICHUJINRONGFUWUBORUODIQU，XIANGJIANCAIZHENGBU2010NIANFABUDEJICHUJINRONGFUWUBORUODIQUMINGDAN。

沙巴体育首页BENZHANGSUOCHENGCUN（DAI）KUANPINGJUNYUE，SHIZHIJINRONGJIGOU（WANGDIAN）ZAINIANDUNEIMEIGEYUEMODECUN（DAI）KUANYUEPINGJUNZHI，JIMEIGEYUEMODECUN（DAI）KUANYUEZHIHECHUYIYUESHU。RUGUOJINRONGJIGOU（WANGDIAN）WEIDANGNIANXINSHE，ZECUN（DAI）KUANPINGJUNYUEWEIZIQIKAIYEZHIYUE（HAN）QIMEIGEYUEMODECUN（DAI）KUANYUEPINGJUNZHI。

BENZHANGSUOCHENGYUEMODAIKUANYUE，SHIZHIJINRONGJIGOUZAIMEIGEYUEMODEGEXIANGDAIKUANYUE，BUBAOKUOJINRONGJIGOUDEPIAOJUTIEXIAN、DUIFEICUNKUANLEIJINRONGJIGOUDECHAIFANGKUANXIANG，YIJIZISHANGNIANDUKAISHIYILAICONGQITAJINRONGJIGOUSHOURANGDEXINDAIZICHAN。JUTITONGJIKOUJINGYI《ZHONGGUORENMINYINXINGJINRONGTONGJIZHIDU》JIXIANGGUANGUIDINGWEIZHUN。

沙巴体育首页BENZHANGSUOCHENGNIANJUNCUNDAIBI，SHIZHIJINRONGJIGOUDANGNIANDEDAIKUANPINGJUNYUEYUCUNKUANPINGJUNYUEZHIBI。

BENZHANGSUOCHENGSHENONGDAIKUAN，SHIZHIFUHE《SHENONGDAIKUANZHUANXIANGTONGJIZHIDU》（YINFA〔2007〕246HAO）GUIDINGDESHENONGDAIKUAN，BUBAOKUOJINRONGJIGOUDEPIAOJUTIEXIAN、DUIFEICUNKUANLEIJINRONGJIGOUDECHAIFANGKUANXIANG，YIJIZISHANGNIANDUKAISHIYILAICONGQITAJINRONGJIGOUSHOURANGDEXINDAIZICHAN。

BENZHANGSUOCHENGXIAOWEIQIYE，SHIZHIFUHE《TONGJISHANGDAZHONGXIAOWEIXINGQIYEHUAFENBANFA（2017）》（GUOTONGZI〔2017〕213HAO）GUIDINGDEXIAOXING、WEIXINGQIYE。

沙巴体育首页DISANSHITIAO  XINXINGNONGCUNJINRONGJIGOUYINGYUMEINIAN1YUE10RIZHIQIANXIANGQUXIANCAIZHENGBUMENSHENBAONONGCUNJINRONGJIGOUDINGXIANGFEIYONGBUTIEZIJIN，SHENQINGCAILIAOBAOKUO（YISHISANFEN）: BUTIEZIJINSHENQINGSHU；《NONGCUNJINRONGJIGOU（WANGDIAN）DAIKUANFAFANGJIBUTIEZIJINSHENHEBIAO》（FUBIAO2-4）JIXIANGGUANZHENGMINGCAILIAODENG。

第五章  资金分配和拨付

DISANSHIYITIAO  ZHONGYANG、SHIJICAIZHENGCHUANGYEDANBAODAIKUANTIEXIJIJIANGBUZIJIN、NONGCUNJINRONGJIGOUDINGXIANGFEIYONGBUTIEZIJINCAIYONGYINSUFAFENPEI，KAOLVYINSUBAOKUO: GEQUXIANKEYUBUTIEDECHUANGYEDANBAODAIKUANTIEXIJIJIANGLIXINGBUZHUZIJINXUQIU、NONGCUNJINRONGJIGOUDAIKUANPINGJUNYUE。SHIDIANQUXIANJIANGLIZIJINCAIYONGXIANGMUFAFENPEI。

DISANSHIERTIAO  ZHUANXIANGZIJINJUTIJISUANGONGSHIRUXIA:

FENPEIJIMOUQUXIANDEZHONGYANG（SHIJI）ZHUANXIANGZIJINZONGE=JINGHEDINGGAIQUXIANCHUANGYEDANBAODAIKUANTIEXIJIJIANGBUZIJINXUQIU×GAIQUXIANZHONGYANG（SHIJI）CAIZHENGFENDANBILI×ZHONGYANG（SHIJI）QUANZHONG+JINGHEDINGGAIQUXIANKEYUBUTIEDENONGCUNJINRONGJIGOUDAIKUANPINGJUNYUE×GAIQUXIANZHONGYANG（SHIJI）CAIZHENGFENDANBILI×ZHONGYANG（SHIJI）QUANZHONG+JINGHEDINGGAIQUXIANWEISHIDIANQUXIANJIANGLIZIJINGUIMO-GAIQUXIANSHANGNIANMOJIEYUZHONGYANG（SHIJI）ZHUANXIANGZIJINGUIMO。

ZHONGYANG（SHIJI）QUANZHONG=〔（DANGNIANZHONGYANG（SHIJI）CAIZHENGPUHUIJINRONGFAZHANZHUANXIANGZIJINGUIMO-JINGHEDINGQUANGUO（SHIJI）SHIDIANQUXIANJIANGLIZIJINGUIMO）÷（JINGHEDINGQUANGUO（QUANSHI）CHUANGYEDANBAODAIKUANTIEXIJIJIANGBUZIJINXUQIU+JINGHEDINGQUANGUO（QUANSHI）KEYUBUTIEDENONGCUNJINRONGJIGOUDAIKUANPINGJUNYUE）〕×80%+SHANGNIANJIXIAOPINGJIAJIEGUO×20%。QUANZHONGDAYU1SHI，ANZHAO1JISUAN。XIAOYUHUODENGYU1SHI，JUSHIJISUAN。

沙巴体育首页GEQUXIANKEYUYIBUTIEDECHUANGYEDANBAODAIKUANTIEXIJIJIANGBUZIJINXUQIU、NONGCUNJINRONGJIGOUDAIKUANPINGJUNYUE、SHIDIANQUXIANJIANGLIZIJINGUIMOYIJUQUXIANCAIZHENGBUMENSHENHESHANGBAOQINGKUANG、JIXIAOPINGJIAQINGKUANGHECAIZHENGBUZHUZHONGQINGJIANGUANJU、SHABATIYUSHOUYESHENHEYIJIANQUEDING。

沙巴体育首页DISANSHISANTIAO  CHUANGYEDANBAODAIKUANTIEXIJIJIANGBUZIJIN、NONGCUNDINGXIANGFEIYONGBUTIEZIJINYOUZHONGYANG、SHIJI、QUXIANCAIZHENGGONGTONGCHENGDAN，ZHONGYANG、SHIJI、QUXIANFENDANBILIFENBIEWEI70%、21%、9%。CAIZHENGZHICHISHENHUAMINYINGHEXIAOWEIQIYEJINRONGFUWUZONGHEGAIGESHIDIANQUXIANJIANGLIZIJINFENBIEYOUZHONGYANG、SHIJICAIZHENGQUANEANPAI。

DISANSHISITIAO  GEQUXIANCAIZHENGBUMENFUZEHUIZONG、SHENHEXIAQUNEIZHUANXIANGZIJINSHENQINGZILIAO，YUMEINIAN2YUE15RIQIANYIZHENGSHIWENJIANBAOSONGSHICAIZHENGJU。SHENQINGCAILIAOBAOKUOBENNIANDUZHUANXIANGZIJINSHENQINGQINGKUANGSHUOMING、PUHUIJINRONGFAZHANZHUANXIANGZIJINSHENBAOBIAO、SHIJIDUIQUXIANZHUANXIANGZHUANYIZHIFUQUYUJIXIAOMUBIAOSHENBAOBIAO、SHANGNIANDUZHUANXIANGZIJINSHIYONGQINGKUANGBAOGAO、JIXIAOPINGJIABAOGAO。SHANGNIANDUWEISHIDIANQUXIANDEXUBAOSONGSHANGNIANDUSHIDIANQUXIANJIXIAOKAOHEBIAOJISHIDIANQUXIANXIANGGUANGONGZUOKAIZHANQINGKUANG、JIXIAOMUBIAOWANCHENGQINGKUANGDEZHUANXIANGBAOGAOJIQITACAILIAO。GEQUXIANDUISHANGBAOCAILIAODEZHENSHIXING、HEGUIXINGFUZE。

DUIWEIANGUIDINGSHIJIANBAOSONGZHUANXIANGZIJINSHENQINGCAILIAODEQUXIAN，SHICAIZHENGJUJIANGBUYUSHOULI，SHITONGGAINIANDUBUSHENQINGZHUANXIANGZIJINCHULI。

沙巴体育首页DISANSHIWUTIAO  ZHUANXIANGZIJINDEZHIFU，ANZHAOGUOKUJIZHONGZHIFUZHIDUYOUGUANGUIDINGZHIXING。ZHUANXIANGZIJINDEYUSUANGONGKAI，ANZHAOZHONGYANG、SHIJIDUIQUXIANZHUANXIANGZHUANYIZHIFUXINXIGONGKAIGUANLIZHIDUYOUGUANGUIDINGZHIXING。

第六章  预算监管和绩效管理

沙巴体育首页DISANSHILIUTIAO  BENBANFASHEJIDEYINXINGYEJINRONGJIGOU、DANBAOJIJINYUNYINGGUANLIJIGOUDENGXIANGGUANDANWEIYINGDANGRUSHITONGJIHESHANGBAOZHUANXIANGZIJINSHENQINGSHEJIDEGEXIANGJICHUSHUJU，DUIGEXIANGJICHUSHUJUDEZHENSHIXING、HEGUIXINGFUZE，BINGDUISUOSHUFENZHIJIGOUJIAQIANGJIANGUAN。HUODEZIJINZHICHIDEDANWEIYINGGONGKAIXIANGGUANQINGKUANG。

DISANSHIQITIAO  QUXIANCAIZHENGBUMENYINGDANGJIAQIANGDUIZHUANXIANGZIJINSHENQING、SHENHE、BOFUDEZUZHI、XIEDIAOHEGUANLIGONGZUO，BINGHUITONGYOUGUANBUMENDUIZHUANXIANGZIJINSHENQINGDEZHENSHIXING、HEGUIXINGJIAQIANGJIANCHA，DUIJIANCHAZHONGFAXIANDEWENTIJISHICHULIHEFANYING，BAOZHENGZHUANXIANGZIJINZHENGCELUODAOSHICHU。

沙巴体育首页QUXIANCAIZHENGBUMENYINGJISHIJIANGZHUANXIANGZIJINBOFUJUTIQINGKUANGDUIWAIGONGKAI，JIESHOUSHEHUIJIANDU，DUIJUBAOFANYINGDEWENTIRENZHENHESHI，WENTISHUSHIDEJISHIZHUIHUICAIZHENGZIJIN。

DISANSHIBATIAO  SHICAIZHENGJUHUITONGYOUGUANBUMENDUIQUXIANDEGONGZUOKAIZHANQINGKUANGJINXINGJIANCHA，DUIWEIANGUIDINGFENDANZIJINDEQUXIAN，QUXIAOXIANIANDUHUODEXIANGGUANSHIYONGFANGXIANGZHONGYANG、SHIJICAIZHENGZIJINDEZIGE。DUICHACHUXUBAOCAILIAO、PIANQUZHUANXIANGZIJINDE，JISHIZHUIHUIZIJIN。DUIBEIPIANQUDEZHUANXIANGZIJIN，XISHI、QUXIANZHENGFUYOUGUANBUMENCHACHUDE，YOUQUXIANCAIZHENGBUMENFUZESHOUHUI；ZHONGYANGYOUGUANBUMENZUZHICHACHUDE，YOUSHICAIZHENGJUFUZEZHUIHUIBINGJISHISHANGJIAOZHONGYANGCAIZHENG。

沙巴体育首页DISANSHIJIUTIAO  GEQUXIANCAIZHENGBUMENJIQIGONGZUORENYUAN，YIJISHENBAOSHIYONGZHUANXIANGZIJINDEBUMEN、DANWEI、GEREN，CUNZAIWEIFANBENBANFAGUIDINGYIJIQITALANYONGZHIQUAN、WANHUZHISHOU、XUNSIWUBIDENGWEIFAWEIJIXINGWEIDE，YIZHAO《ZHONGHUARENMINGONGHEGUOYUSUANFA》《ZHONGHUARENMINGONGHEGUOGONGWUYUANFA》《ZHONGHUARENMINGONGHEGUOJIANCHAFA》《CAIZHENGWEIFAXINGWEICHUFACHUFENTIAOLI》DENGGUOJIAYOUGUANGUIDINGZHUIJIUXIANGYINGZEREN；SHEXIANFANZUIDE，YISONGSIFAJIGUANCHULI。

DISISHITIAO  GEQUXIANCAIZHENGBUMENYINGDANGANZHAOYUSUANJIXIAOGUANLIDEYOUGUANGUIDINGJIAQIANGZHUANXIANGZIJINJIXIAOGUANLI，JIANLIJIANQUANQUANGUOCHENGYUSUANJIXIAOGUANLIJIZHI，TIGAOZIJINSHIYONGXIAOYI。SHICAIZHENGJUJIANGJIXIAOPINGJIAJIEGUOZUOWEIWANSHANZHENGCEHEZIJINFENPEIDECANKAOYIJU，TUIJINJIXIAOPINGJIAJIEGUOXINXIGONGKAI，ZHUBUJIANLIJIXIAOWENZEJIZHI。

DISISHIYITIAO  GEQUXIANCAIZHENGBUMENYINGDANGZHUBUTANSUOJIANLIPUHUIJINRONGZHIBIAOTIXI，DUIXIAQUNEIPUHUIJINRONGFAZHANZHUANGKUANGJINXINGKEXUEPINGJIA，WEIWANSHANZHUANXIANGZIJINGUANLIZHIDUTIGONGJUECECANKAO。

第七章  附则

第四十二条  本办法自印发之日起施行，有效期至2022年10月15日。《沙巴体育首页关于转发<财政部关于印发普惠金融发展专项资金管理办法的通知>沙巴体育首页的通知》（渝财金〔2016〕84号）同时废止。对按原规定发放且于2020年10月31日之前还本付息的贷款，按原流程申请贴息资金，各区县（自治县）财政局应于2020年12月15日之前拨付贴息资金；对按原规定发放且于2020年11月1日之后还本付息的贷款，由经办银行计算借款人截至2020年11月末所支付利息的应贴息金额，并于当年12月5日前向区县财政部门申报资金，剩余贴息资金的申请按本办法执行。

沙巴体育首页DISISHISANTIAO  BENBANFAYINFAZHIHOU，RUYUZHONGYANGZHENGCEDIAOZHENG，ANXINZHENGCEZHIXING。

DISISHISITIAO  BENBANFAYOUSHICAIZHENGJUJINXINGJIESHI。