沙巴体育首页

GEQUXIAN（ZIZHIXIAN）CAIZHENGJU，LIANGJIANGXINQU、ZHONGQINGGAOXINQU、WANSHENGJINGKAIQUCAIZHENGJU，YOUGUANJINRONGJIGOU:

为加快建立普惠金融服务和保障体系，加强普惠金融发展专项资金管理，提高财政资金使用效益，根据《财政部关于修订发布<普惠金融发展专项资金管理办法>的通知》（财金〔2019〕96号）等有关规定，沙巴体育首页制定了《重庆市普惠金融发展专项资金管理办法》，现印发给你们，请认真遵照执行。

FUJIAN: 1.ZHONGQINGSHIPUHUIJINRONGFAZHANZHUANXIANGZIJINGUANLIBANFA

沙巴体育首页　　　2.PUHUIJINRONGFAZHANZHUANXIANGZIJINSHENBAOBIAO

沙巴体育首页　　　3.PUHUIJINRONGFAZHANZHUANXIANGZIJINSHENBAOBIAOTIANBIAOSHUOMING

SHABATIYUSHOUYE

沙巴体育首页2020NIAN10YUE21RI

（CIJIANZHUDONGGONGKAI）

FUJIAN1

重庆市普惠金融发展专项资金管理办法

第一章  总则

第一条  为加快建立普惠金融服务和保障体系，加强普惠金融发展专项资金管理，根据《财政部关于修订发布<普惠金融发展专项资金管理办法>沙巴体育首页的通知》（财金〔2019〕96号）等有关规定，结合我市实际，制定本办法。

DIERTIAO  BENBANFASUOCHENGPUHUIJINRONGFAZHANZHUANXIANGZIJIN（YIXIAJIANCHENGZHUANXIANGZIJIN），SHIZHIZHONGYANGHEDIFANGCAIZHENGYONGYUZHICHIPUHUIJINRONGFAZHANDEZHUANXIANGZHUANYIZHIFUZIJIN，BAOKUOCHUANGYEDANBAODAIKUANTIEXIJIJIANGBU、CAIZHENGZHICHISHENHUAMINYINGHEXIAOWEIQIYEJINRONGFUWUZONGHEGAIGESHIDIANQUXIANJIANGLI、NONGCUNJINRONGJIGOUDINGXIANGFEIYONGBUTIE。

沙巴体育首页DISANTIAO  ZHUANXIANGZIJINZUNXUNHUIMINSHENG、BAOJIBEN、YOUZHONGDIAN、KECHIXUDEYUANZE，ZONGHEYUNYONGDAIKUANTIEXI、YIJIANGDAIBU、FEIYONGBUTIEDENGFANGSHI，YINDAOGEQUXIAN（ZIZHIXIAN）（YIXIAJIANCHENGQUXIAN）RENMINZHENGFU、JINRONGJIGOUZHICHIPUHUIJINRONGFAZHAN，MIBUSHICHANGSHILING，BAOZHANGNONGMIN、CHENGZHENDISHOURURENQUN、PINKUNRENQUNHECANJIREN、LAONIANRENDENGPUHUIJINRONGZHONGDIANFUWUDUIXIANGDEJICHUJINRONGFUWUKEDEXINGHESHIYONGXING，ZHELITISHENGHEGAISHANMINYINGHEXIAOWEIQIYEJINRONGFUWUSHUIPING。

沙巴体育首页DISITIAO  PUHUIJINRONGFAZHANZHUANXIANGZIJINSHISHIQIXIANZHI2022NIAN，DAOQIQIANJIANGANZHAOCAIZHENGBUYOUGUANGUIDINGQUEDINGSHIFOUJIXUSHISHIHEYANXUQIXIAN。

ZAIBIANZHINIANDUYUSUANQIAN，SHICAIZHENGJUGENJUZHENGCESHISHIQINGKUANGHEGONGZUOXUYAO，WANSHANZIJINGUANLIZHENGCE。

沙巴体育首页DIWUTIAO  ZHUANXIANGZIJINDESHIYONGHEGUANLIZUNXUNGONGKAITOUMING、DINGXIANGSHIYONG、FENJIGUANLI、KEXUEGUIFANDEYUANZE，QUEBAOZIJINSHIYONGHELI、ANQUAN、GAOXIAO，CHONGFENFAHUICAIZHENGZIJINGANGGANZUOYONG，YINDAOJINRONGFUWUXIANGPUHUIFANGXIANGYANSHEN。

DILIUTIAO  SHICAIZHENGJUFUZEZHUANXIANGZIJINDEYUSUANFENJIEXIADA、ZIJINBOFU、SHIYONGJIANDU、YUSUANJIXIAOGUANLI。QUXIANCAIZHENGJUFUZEZUZHISHENBAOCAILIAO、SHENHEBOFU、PEIHESHICAIZHENGJUKAIZHANXIANGGUANGONGZUO，BINGDUIZIJINSHIYONGDEHEGUIXINGHEYOUXIAOXINGFUZE。

第二章  创业担保贷款贴息及奖励补助政策

沙巴体育首页DIQITIAO  BENZHANGSUOCHENGCHUANGYEDANBAODAIKUAN，SHIZHIYIJUBEIGUIDINGTIAOJIANDECHUANGYEZHEGERENHUOXIAOWEIQIYEWEIJIEKUANREN，YOUCHUANGYEDANBAODAIKUANDANBAOJIJINTIGONGDANBAO，YOUJINGBANCIXIANGDAIKUANDEYINXINGYEJINRONGJIGOUFAFANG，YOUCAIZHENGBUMENJIYUTIEXI，YONGYUZHICHIGERENCHUANGYEHUOXIAOWEIQIYEKUODAJIUYEDEDAIKUANYEWU。

沙巴体育首页BENZHANGSUOCHENGDANBAOJIJIN，SHIZHIYOUDIFANGZHENGFUCHUZISHELIDEZHONGQINGSHIXIAOWEIQIYERONGZIDANBAOJIJIN，YONGYUWEICHUANGYEDANBAODAIKUANTIGONGDANBAO。DANBAOJIJINYOUZHENGFUZHIDINGDEGONGGONGFUWUJIGOUHUOQIWEITUODERONGZIXINGDANBAOJIGOUFUZEYUNYINGGUANLI。

BENZHANGSUOCHENGJINGBANYINXING，SHIZHIYOURENXINGZHONGQINGYINGGUANBUHUITONGSHICAIZHENGJU、SHIRENLISHEBAOJU、ZHONGQINGYINBAOJIANJUTONGGUOGONGKAIZHAOBIAODENGFANGSHIQUEDINGDEWEIFUHETIAOJIANDEGERENHEXIAOWEIQIYETIGONGCHUANGYEDANBAODAIKUANDEYINXINGYEJINRONGJIGOU。

DIBATIAO  ZHUANXIANGZIJINANPAIZHICHUYONGYUDUIFUHEZHENGCEGUIDINGTIAOJIANDECHUANGYEDANBAODAIKUANJIYUYIDINGTIEXI，JIANQINGCHUANGYEZHEHEYONGRENDANWEIFUDAN，ZHICHILAODONGZHEZIZHUCHUANGYE、ZIMOUZHIYE，YINDAOYONGRENDANWEICHUANGZAOGENGDUOJIUYEGANGWEI，TUIDONGJIEJUETESHUKUNNANQUNTIDEJIEGOUXINGJIUYEMAODUN。

DIJIUTIAO  FUHEYIXIATIAOJIANDEGERENKESHENQINGCHUANGYEDANBAODAIKUANCAIZHENGTIEXIZHICHI:

（YI）SHUYUZHONGDIANJIUYEQUNTI。BAOKUOCHENGZHENDENGJISHIYERENYUAN、JIUYEKUNNANRENYUAN（HANCANJIREN）、FUYUANZHUANYETUIYIJUNREN、XINGMANSHIFANGRENYUAN、GAOXIAOBIYESHENG（HANDAXUESHENGCUNGUANHELIUXUEHUIGUOXUESHENG）、HUAJIEGUOSHENGCHANNENGQIYEZHIGONGHESHIYERENYUAN、FANXIANGCHUANGYENONGMINGONG、WANGLUOSHANGHU、JIANDANGLIKAPINKUNRENKOU、NONGCUNZIZHUCHUANGYENONGMIN。GUOJIAYOUQITATESHUGUIDINGDE，CONGQIGUIDING。

沙巴体育首页（ER）WUBULIANGXINYONGJILU，CHUZHUXUEDAIKUAN、FUPINDAIKUAN、ZHUFANGDAIKUAN、GOUCHEDAIKUAN、5WANYUANYIXIAXIAOEXIAOFEIDAIKUAN（HANXINYONGKAXIAOFEI）YIWAI，SHENQINGRENTIJIAOCHUANGYEDANBAODAIKUANSHENQINGSHI，BENRENJIQIPEIOUYINGMEIYOUQITADAIKUAN。

（SAN）JIEKUANSHENQINGRENZAISHENQINGJIEKUANSHIYISHIJICHUANGYE，JIYIBANLIGONGSHANGZHUCEDENGJIHUOBEIRENDINGWEIWANGLUOCHUANGYERENYUAN。

（SI）CHUGAOXIAOBIYESHENGHEJIANDANGLIKAPINKUNRENKOUWAI，JIEKUANRENYINGJUYOUZHONGQINGSHIHUJI。CHUANGYEXIANGMUBIXUZAIZHONGQINGSHIXIAQUNEI。

FUHESHANGLIETIAOJIANDEXINGZHENGJIGUANHESHIYEDANWEIZAIBIANRENYUAN，BUNENGXIANGSHOUGERENCHUANGYEDANBAODAIKUANXIANGGUANZHENGCE。FUQISHUANGFANGZHONGYIFANGFUHEGERENDAIKUANZHUTIZIGEDE，KEYIYIPEIOUDEGETIGONGSHANGHUDENGWUXIANZERENSHICHANGZHUTIZUOWEIYISHIJICHUANGYEDEZHENGMING，SHENQINGGERENCHUANGYEDANBAODAIKUAN。

DISHITIAO  FUHEYIXIATIAOJIANDEXIAOWEIQIYEKESHENQINGCHUANGYEDANBAODAIKUANCAIZHENGTIEXIZHICHI:

沙巴体育首页（YI）SHUYU《TONGJISHANGDAZHONGXIAOWEIXINGQIYEHUAFENBANFA（2017）》（GUOTONGZI〔2017〕213HAO）GUIDINGDEXIAOXING、WEIXINGQIYE。

（ER）XIAOWEIQIYEDANGNIANXINZHAOYONGFUHECHUANGYEDANBAODAIKUANSHENQINGTIAOJIANDERENSHUDADAOQIYEXIANYOUZAIZHIZHIGONGRENSHU15%（CHAOGUO100RENDEQIYEDADAO8%），BINGYUQIQIANDING1NIANYISHANGLAODONGHETONG。

（SAN）WUTUOQIANZHIGONGGONGZI、QIANJIAOSHEHUIBAOXIANFEIDENGYANZHONGWEIFAWEIGUIXINYONGJILU。

（SI）JIEKUANSHENQINGRENCHUANGBANDEGETIGONGSHANGHU、XIAOWEIQIYEYINGBUSHUYUGUOJIATAOTAILEI、XIANZHILEICHANYEFANCHOU，JUTIXIANGMUCANKAO《CHANYEJIEGOUDIAOZHENGZHIDAOMULU（2019NIANBEN）》（ZHONGHUARENMINGONGHEGUOGUOJIAFAZHANHEGAIGEWEIYUANHUILINGDI29HAO）。

XIAOXING、WEIXINGQIYEFADINGDAIBIAORENRUOFUHEGERENDAIKUANZHUTIZIGEDE，KEYIYIGERENMINGYISHENQINGCHUANGYEDANBAODAIKUAN，XIANGSHOUGERENCHUANGYEDANBAODAIKUANXIANGGUANZHENGCE。

沙巴体育首页DISHIYITIAO  ZHUANXIANGZIJINTIEXIDEGERENCHUANGYEDANBAODAIKUAN，ZUIGAODAIKUANEDUWEI20WANYUAN，DAIKUANQIXIANZUIZHANGBUCHAOGUO3NIAN，YINXINGKEYICIXINGJIYUSHOUXIN。

沙巴体育首页ZHUANXIANGZIJINTIEXIDEXIAOWEIQIYECHUANGYEDANBAODAIKUAN，DAIKUANEDUANZHAOQIYEDANGNIANXINZHAOYONGFUHECHUANGYEDANBAODAIKUANSHENQINGTIAOJIANDERENYUANQUEDING，ZUIGAOBUCHAOGUO300WANYUAN，DAIKUANQIXIANZUIZHANGBUCHAOGUO2NIAN。

ZHUANXIANGZIJINTIEXIDECHUANGYEDANBAODAIKUANLILVKEZAIDAIKUANHETONGQIANDINGRIDAIKUANSHICHANGBAOJIALILV（LPR）DEJICHUSHANGJIADIAN，JUTIBIAOZHUNWEIWANZHOUQU、KAIZHOUQU、QIANJIANGQU、PENGSHUIXIAN、WULONGQU、FENGDOUXIAN、CHENGKOUXIAN、YUNYANGXIAN、FENGJIEXIAN、WUSHANXIAN、WUXIXIAN、SHIZHUTUJIAZUZIZHIXIAN、YOUYANGTUJIAZUMIAOZUZIZHIXIAN、XIUSHANTUJIAZUMIAOZUZIZHIXIANJIADIANBUCHAOGUO250BP，QITAQUXIANJIADIANBUCHAOGUO150BP。JUTIDAIKUANLILVYOUJINGBANYINXINGGENJUJIEKUANRENHUOJIEKUANQIYEDEJINGYINGZHUANGKUANG、XINYONGQINGKUANGDENGYUJIEKUANRENHUOJIEKUANQIYEXIESHANGQUEDING。

沙巴体育首页DUIHAIKUANJIJI、DAIDONGJIUYENENGLIQIANG、CHUANGYEXIANGMUHAODEJIEKUANGERENHEXIAOWEIQIYE，KEJIXUTIGONGCHUANGYEDANBAODAIKUANTIEXI，DANLEIJICISHUBUDECHAOGUO3CI。XINFAFANGDE10WANYUANJIYIXIADEGERENCHUANGYEDANBAODAIKUAN，YIJIQUANGUOCHUANGYEFUHUASHIFANJIDIHUOXINYONGSHEQU（XIANGCUN）TUIJIANDECHUANGYEXIANGMU，HUODEQUXIANJIYISHANGRONGYUCHENGHAODECHUANGYERENYUAN、CHUANGYEXIANGMU、CHUANGYEQIYE，JINGJINRONGJIGOUPINGGURENDINGDEXINYONGXIAOWEIQIYE、SHANGHU、NONGHU，JINGYINGWENDINGSHOUXINDEERCICHUANGYEZHEDENGTEDINGQUNTI，MIANCHUFANDANBAOYAOQIU，DANBAOJIGOUHUOJINGBANYINXINGKEGENJUXINYONGPINGDINGSHOUXINDAIKUANEDU。GULIJINRONGJIGOUDUIQITACHUANGYEDANBAODAIKUANZHUBUJIANGDIHUOMIANCHUFANDANBAOYAOQIU。

DISHIERTIAO  CHUANGYEDANBAODAIKUANCAIZHENGTIEXI，ZAIGUOJIAGUIDINGDEDAIKUANEDU、LILVHETIEXIQIXIANNEI，ANZHAOSHIJIDEDAIKUANEDU、LILVHEJIXIQIXIANJISUAN。QIZHONG，DUI2020NIAN12YUE31RIQIANXINFAFANGDEFUHETIAOJIANDEGERENCHUANGYEDANBAODAIKUAN，CAIZHENGBUMENJIYUQUANETIEXI；XIAOWEIQIYECHUANGYEDANBAODAIKUAN，CAIZHENGBUMENANZHAODAIKUANHETONGQIANDINGRIDAIKUANSHICHANGBAOJIALILV（LPR）DE50%JIYUTIEXI。DUI2020NIAN12YUE31RIHOUXINFAFANGDEFUHETIAOJIANDEGERENHEXIAOWEIQIYECHUANGYEDANBAODAIKUANLIXI，LPR-150BPYIXIABUFEN，YOUJIEKUANRENHEJIEKUANQIYECHENGDAN，SHENGYUBUFENCAIZHENGJIYUTIEXI。YUANZESHANG，DUIZHANQI、YUQIDECHUANGYEDANBAODAIKUANBUYUTIEXI。

第十三条  各区县可因地制宜适当放宽创业担保贷款申请条件，按规定合理提高贷款额度上限或贴息比例，因此而产生的贴息资金支出由区县财政全额承担。区县财政自行安排贴息的创业担保贷款，应与上级财政贴息支持的创业担保贷款分离管理，分账核算，并按照《沙巴体育首页 重庆市人力资源和社会保障局 中国人民银行重庆营业管理部 重庆银保监局关于转发<财政部 人力资源社会保障部 人民银行 银保监会关于进一步做好创业担保贷款贴息政策监测分析工作的通知>沙巴体育首页的通知》（渝财金〔2018〕75号）要求，做好监测分析工作。

DISHISITIAO  SHENQINGCHUANGYEDANBAODAIKUANTIEXIZHICHIDEGERENHEXIAOWEIQIYEYINGXIANGDANGDIRENLIZIYUANSHEHUIBAOZHANGBUMENSHENQINGZIGESHENHE，TONGGUOZIGESHENHEDEGERENHEXIAOWEIQIYE，XIANGCHUANGYEDANBAODAIKUANDANBAOJIJINYUNYINGGUANLIJIGOUHEJINGBANYINXINGTIJIAODANBAOHEDAIKUANSHENQING，FUHEXIANGGUANDANBAOHEDAIKUANTIAOJIANDE，YUJINGBANYINXINGQIANDINGCHUANGYEDANBAODAIKUANHETONG。

沙巴体育首页RENLIZIYUANSHEHUIBAOZHANGBUMENANGUIDINGZUOHAOJIEKUANRENZIGESHENHEGONGZUO，CHUANGYEDANBAODAIKUANJIJINYUNYINGGUANLIJIGOUYAOZUOHAODANBAOSHENHEGONGZUO，JINGBANYINXINGYAOLUOSHIDAIQIANSHENCHAHEDAIZHONGDAIHOUGUANLIZEREN，CAIZHENGBUMENANGUIDINGZUOHAOTIEXIGONGZUO。

DISHIWUTIAO  WEITIGAOCAIZHENGTIEXIDESHIXIAOXINGHEANQUANXING，CHUANGYEDANBAODAIKUANANZHAO“XIANFUHOUTIE”DEYUANZEYUYITIEXI。QUXIANCAIZHENGBUMENYINGJISHIGAOZHIJINGBANYINXINGCHUANGYEDANBAODAIKUANDETIEXIZHENGCE，JINGBANYINXINGANZHAOGUOJIACAIWUHUIJIZHIDUHECHUANGYEDANBAODAIKUANZHENGCEYOUGUANGUIDING，JISUANCHUANGYEDANBAODAIKUANJIEKUANRENSHANGNIAN12YUE-DANGNIAN2YUE、3-5YUE、6-8YUE、9-11YUESUOFULIXIDUIYINGDETIEXIJINE，BINGFENBIEYUMEINIAN3YUE、6YUE、9YUE、12YUEDE5RIZHIQIANXIANGQUXIANCAIZHENGBUMENSHENQINGDUIYINGTIEXIZIJIN。CHUXIANYIXIARENYIQINGXINGDE，GAIBICHUANGYEDANBAODAIKUANBUDESHENQINGTIEXI:

沙巴体育首页（YI）LIXICUNZAIYUQIYUE；

沙巴体育首页（ER）DAIKUANBENJINCUNZAIYUQIYUEHUOYUQIJILU；

（SAN）DAIKUANBENJINCUNZAIZHANQI（XINGUANFEIYANYIQINGQIJIANYOUTESHUGUIDINGDECHUWAI）；

QUXIANCAIZHENGBUMENSHENHETONGGUOHOU，YINGZAI1GEYUESHIXIANNEIXIANGJINGBANYINXINGBOFUTIEXIZIJIN，JINGBANYINXINGSHOUDAOTIEXIZIJINHOUJISHIBOFUJIEKUANRENZHANGHU。

DISHILIUTIAO  JIANLICHUANGYEDANBAODAIKUANJIANGLIBUZHUJIZHI。ANQUANSHIDANGNIANXINFAFANGCHUANGYEDANBAODAIKUANZONGEDE1%，JIANGLICHUANGYEDANBAODAIKUANGONGZUOCHENGXIAOTUCHUDEJINGBANYINXING、CHUANGYEDANBAODAIKUANDANBAOJIJINYUNYINGGUANLIJIGOUDENGDANWEI，YONGYUQIGONGZUOJINGFEIBUZHU。

沙巴体育首页CHUANGYEDANBAODAIKUANJIANGLIXINGBUZHUZIJINDEJIANGLIJISHU，BAOKUOQUXIANCAIZHENGBUMENZIXINGJUEDINGTIEXIDECHUANGYEDANBAODAIKUAN。DUIYILPRHUODIYULPRFAFANGCHUANGYEDANBAODAIKUANGUIMOZHANCHUANGYEDANBAODAIKUANZONGFAFANGEYIBANYISHANGDEJINGBANYINXING，KEZAIJIANGLIZIJINFENPEISHANGJIYUQINGXIE。

第三章   财政支持深化民营和小微企业金融服务综合改革试点区县奖励政策

DISHIQITIAO  WEIZHICHIGEJUTESEDEJINRONGFUWUZONGHEGAIGE，LUOSHIHAOZHONGYANGJIANSHUIJIANGFEIZHENGCE，ZHELIGAISHANMINYINGHEXIAOWEIQIYERONGZI；FANGFANHAOMINYING、XIAOWEIQIYEXINDAIFENGXIAN，JIANQUANRONGZIDANBAOTIXIHEFENGXIANBUCHANGJIZHI，QIESHIDAZAOHAOFANGFANZHONGDAFENGXIANGONGJIANZHAN，ZHUANXIANGZIJINANPAIZHICHUYONGYUJIYUSHIDIANQUXIANSHIDANGJIANGLI。

DISHIBATIAO  2019-2021NIAN，QUANSHIMEINIANQUEDING2GEZHONGYANGSHIDIANQUXIAN、2GESHIJISHIDIANQUXIAN。

DISHIJIUTIAO  DUILUOSHIZHONGYANGJIANSHUIJIANGFEIZHENGCEHAO、TISHENGHEGAISHANPUHUIJINRONGFUWUHAODESHIDIANQUXIANJINXINGJIANGLI，MEIGESHIDIANQUXIANJIANGLIBIAOZHUNWEI5000WANYUAN。JIANGLIZIJINKEYONGYUSHIDIANQUXIANJINRONGJIGOUDEMINYINGHEXIAOWEIQIYEXINDAIFENGXIANBUCHANGHUODAICHANG，HUOYONGYUSHIDIANQUXIANZHENGFUXINGRONGZIDANBAOJIGOUZIBENBUCHONG。

GULIYOUTIAOJIANDEQUXIANANPAIZIJINYONGYUSHENHUAMINYINGHEXIAOWEIQIYEJINRONGFUWUZONGHEGAIGEGONGZUO。

DIERSHITIAO  CAIZHENGJIANGLIZIJINJIESUANYUSHIDIANQUXIANGONGZUOJIXIAOGUAGOU，DUISHIDIANQUXIANJIXIAOQINGKUANGZHONGDIANPINGJIASIGEFANGMIANNEIRONG: YISHIJINRONGFUWUMINYINGHEXIAOWEIQIYEZONGTIZHUANGKUANG（ZHANBI40%）；ERSHIWANSHANRONGZIDANBAOHEFENGXIANBUCHANGJIZHIQINGKUANG（ZHANBI30%）；SANSHIJINRONGZONGHEFUWUHECHUANGXINQINGKUANG（ZHANBI20%）；SISHIJINRONGDAIDONGDIFANGFAZHANQINGKUANG（ZHANBI10%）。

DIERSHIYITIAO  SHICAIZHENGJULIANHESHIJINGJIXINXIWEI、SHIKEJIJU、RENMINYINXINGZHONGQINGYINGGUANBU、ZHONGQINGYINBAOJIANJU、SHIJINRONGJIANGUANJUDENGBUMENDUISHIDIANQUXIANGONGZUOKAIZHANQINGKUANGHEZIJINSHIYONGQINGKUANGJINXINGRICHANGJIANDUGUANLI，JIANLIXIANGGUANJIXIAOZHIBIAODONGTAIJIANCETIXI。

DIERSHIERTIAO  SHICAIZHENGJUGENJUJIXIAOPINGJIAHECHOUPINGJIEGUOJINXINGZIJINJIESUAN。DUIJIXIAOPINGJIAHUOCHOUPINGJIEGUOFENZHIWEIDADAO70FENDESHIDIANQUXIAN，QUXIAOSHIDIANZIGE，ZHUIHUIQUANBUJIANGLIZIJIN；DIYU90FENDESHIDIANQUXIAN，ANYIDINGBILIKOUJIANJIANGLIZIJIN，GESHENBAOQUXIANYANJINWEIHUODESHIDIANZIGEERGUOGAOSHEZHIJIXIAOMUBIAO。

沙巴体育首页DIERSHISANTIAO  SHIDIANQUXIANYINGJIAQIANGBUMENTONGCHOUXIEDIAOHEZHENGCELIANDONG，TEBIESHIYUXIAOWEIQIYERONGZIDANBAOJIANGFEIJIANGBU、DAICHANGBUCHANGDENGZHENGCEXINGCHENGHUBUHEHELI，BUDEDUITONGYIZHUTIZHONGFUANPAIZIJINZHICHI。JUTIDESHIDIANZHUYAONEIRONGYIDANGNIANDESHENBAOTONGZHIWEIZHUN。

第四章  农村金融机构定向费用补贴政策

DIERSHISITIAO  WEIYINDAOHEGULIJINRONGJIGOUZHUDONGTIANBUNONGCUNJINRONGFUWUKONGBAI，ZHUANXIANGZIJINANPAIZHICHUYONGYUDUIFUHETIAOJIANDEXINXINGNONGCUNJINRONGJIGOUHEXIBUJICHUJINRONGFUWUBORUODIQUDEYINXINGYEJINRONGJIGOU（WANGDIAN）JIYUYIDINGBUTIE，ZHICHINONGCUNJINRONGZUZHITIXIJIANSHE，KUODANONGCUNJINRONGFUWUFUGAIMIAN。

DIERSHIWUTIAO  DUIFUHEXIALIEGEXIANGTIAOJIANDEXINXINGNONGCUNJINRONGJIGOU，CAIZHENGBUMENKEANZHAOBUCHAOGUOQIDANGNIANDAIKUANPINGJUNYUEDE2%JIYUFEIYONGBUTIE:

（YI）DANGNIANDAIKUANPINGJUNYUETONGBIZENGZHANG；

沙巴体育首页（ER）CUNZHENYINXINGDENIANJUNCUNDAIBIGAOYU50%（HAN50%）；

沙巴体育首页（SAN）DANGNIANSHENONGDAIKUANHEXIAOWEIQIYEDAIKUANPINGJUNYUEZHANQUANBUDAIKUANPINGJUNYUEDEBILIGAOYU70%（HAN70%）；

沙巴体育首页（SI）CAIZHENGBUMENGUIDINGDEQITATIAOJIAN。

DUIJICHUJINRONGFUWUBORUODIQUDEYINXINGYEJINRONGJIGOU（WANGDIAN），CAIZHENGBUMENKEANZHAOBUCHAOGUOQIDANGNIANDAIKUANPINGJUNYUEDE2%JIYUFEIYONGBUTIE。XINXINGNONGCUNJINRONGJIGOUBUZHONGFUXIANGSHOUBUTIE。

DIERSHILIUTIAO  BUTIEZIJINYUXIAYINIANDUBOFU，NARUJINRONGJIGOUSHOURUTONGYIHESUAN。

DIERSHIQITIAO  NONGCUNJINRONGJIGOU（WANGDIAN）KEXIANGSHOUBUTIEZHENGCEDEQIXIAN，WEIZIGAINONGCUNJINRONGJIGOU（WANGDIAN）KAIYEDANGNIAN（HAN）QIDE5NIANNEI。NONGCUNJINRONGJIGOU（WANGDIAN）KAIYECHAOGUOXIANGSHOUBUTIEZHENGCEDENIANSHUHOU，WULUNGAINONGCUNJINRONGJIGOU（WANGDIAN）SHIFOUCENGJINGHUODEGUOBUTIE，DOUBUZAIXIANGSHOUBUTIE。RUGUONONGCUNJINRONGJIGOU（WANGDIAN）KAIYESHIJIANWANYUDANGNIANDE6YUE30RI，DANKAIYEDANGNIANWEIXIANGSHOUBUTIE，ZEXIANGSHOUBUTIEZHENGCEDEQIXIANCONGKAIYECINIANQIKAISHIJISUAN。

沙巴体育首页DIERSHIBATIAO  YIXIAJILEIDAIKUANBUYUBUTIE，BUJIRUXIANGSHOUBUTIEDEDAIKUANJISHU:

沙巴体育首页（YI）DANGNIANRENYISHIDIANDANHUDAIKUANYUECHAOGUO500WANYUANDEDAIKUAN；

沙巴体育首页（ER）ZAIQUXIANJINGYINGQUYUYIWAIFAFANGDEDAIKUAN；

（SAN）JICHUJINRONGFUWUBORUODIQUDEYINXINGYEJINRONGJIGOU（WANGDIAN）ZAIQISUOZAIXIANG（ZHEN）YIWAIFAFANGDEDAIKUAN。

沙巴体育首页DIERSHIJIUTIAO  BENZHANGSUOCHENGXINXINGNONGCUNJINRONGJIGOU，SHIZHIJINGYINBAOJIANHUIPIZHUNSHELIDECUNZHENYINXING、DAIKUANGONGSI、NONGCUNZIJINHUZHUSHE3LEINONGCUNJINRONGJIGOU。

BENZHANGSUOCHENGJICHUJINRONGFUWUBORUODIQU，XIANGJIANCAIZHENGBU2010NIANFABUDEJICHUJINRONGFUWUBORUODIQUMINGDAN。

BENZHANGSUOCHENGCUN（DAI）KUANPINGJUNYUE，SHIZHIJINRONGJIGOU（WANGDIAN）ZAINIANDUNEIMEIGEYUEMODECUN（DAI）KUANYUEPINGJUNZHI，JIMEIGEYUEMODECUN（DAI）KUANYUEZHIHECHUYIYUESHU。RUGUOJINRONGJIGOU（WANGDIAN）WEIDANGNIANXINSHE，ZECUN（DAI）KUANPINGJUNYUEWEIZIQIKAIYEZHIYUE（HAN）QIMEIGEYUEMODECUN（DAI）KUANYUEPINGJUNZHI。

沙巴体育首页BENZHANGSUOCHENGYUEMODAIKUANYUE，SHIZHIJINRONGJIGOUZAIMEIGEYUEMODEGEXIANGDAIKUANYUE，BUBAOKUOJINRONGJIGOUDEPIAOJUTIEXIAN、DUIFEICUNKUANLEIJINRONGJIGOUDECHAIFANGKUANXIANG，YIJIZISHANGNIANDUKAISHIYILAICONGQITAJINRONGJIGOUSHOURANGDEXINDAIZICHAN。JUTITONGJIKOUJINGYI《ZHONGGUORENMINYINXINGJINRONGTONGJIZHIDU》JIXIANGGUANGUIDINGWEIZHUN。

沙巴体育首页BENZHANGSUOCHENGNIANJUNCUNDAIBI，SHIZHIJINRONGJIGOUDANGNIANDEDAIKUANPINGJUNYUEYUCUNKUANPINGJUNYUEZHIBI。

BENZHANGSUOCHENGSHENONGDAIKUAN，SHIZHIFUHE《SHENONGDAIKUANZHUANXIANGTONGJIZHIDU》（YINFA〔2007〕246HAO）GUIDINGDESHENONGDAIKUAN，BUBAOKUOJINRONGJIGOUDEPIAOJUTIEXIAN、DUIFEICUNKUANLEIJINRONGJIGOUDECHAIFANGKUANXIANG，YIJIZISHANGNIANDUKAISHIYILAICONGQITAJINRONGJIGOUSHOURANGDEXINDAIZICHAN。

沙巴体育首页BENZHANGSUOCHENGXIAOWEIQIYE，SHIZHIFUHE《TONGJISHANGDAZHONGXIAOWEIXINGQIYEHUAFENBANFA（2017）》（GUOTONGZI〔2017〕213HAO）GUIDINGDEXIAOXING、WEIXINGQIYE。

DISANSHITIAO  XINXINGNONGCUNJINRONGJIGOUYINGYUMEINIAN1YUE10RIZHIQIANXIANGQUXIANCAIZHENGBUMENSHENBAONONGCUNJINRONGJIGOUDINGXIANGFEIYONGBUTIEZIJIN，SHENQINGCAILIAOBAOKUO（YISHISANFEN）: BUTIEZIJINSHENQINGSHU；《NONGCUNJINRONGJIGOU（WANGDIAN）DAIKUANFAFANGJIBUTIEZIJINSHENHEBIAO》（FUBIAO2-4）JIXIANGGUANZHENGMINGCAILIAODENG。

第五章  资金分配和拨付

DISANSHIYITIAO  ZHONGYANG、SHIJICAIZHENGCHUANGYEDANBAODAIKUANTIEXIJIJIANGBUZIJIN、NONGCUNJINRONGJIGOUDINGXIANGFEIYONGBUTIEZIJINCAIYONGYINSUFAFENPEI，KAOLVYINSUBAOKUO: GEQUXIANKEYUBUTIEDECHUANGYEDANBAODAIKUANTIEXIJIJIANGLIXINGBUZHUZIJINXUQIU、NONGCUNJINRONGJIGOUDAIKUANPINGJUNYUE。SHIDIANQUXIANJIANGLIZIJINCAIYONGXIANGMUFAFENPEI。

沙巴体育首页DISANSHIERTIAO  ZHUANXIANGZIJINJUTIJISUANGONGSHIRUXIA:

沙巴体育首页FENPEIJIMOUQUXIANDEZHONGYANG（SHIJI）ZHUANXIANGZIJINZONGE=JINGHEDINGGAIQUXIANCHUANGYEDANBAODAIKUANTIEXIJIJIANGBUZIJINXUQIU×GAIQUXIANZHONGYANG（SHIJI）CAIZHENGFENDANBILI×ZHONGYANG（SHIJI）QUANZHONG+JINGHEDINGGAIQUXIANKEYUBUTIEDENONGCUNJINRONGJIGOUDAIKUANPINGJUNYUE×GAIQUXIANZHONGYANG（SHIJI）CAIZHENGFENDANBILI×ZHONGYANG（SHIJI）QUANZHONG+JINGHEDINGGAIQUXIANWEISHIDIANQUXIANJIANGLIZIJINGUIMO-GAIQUXIANSHANGNIANMOJIEYUZHONGYANG（SHIJI）ZHUANXIANGZIJINGUIMO。

沙巴体育首页ZHONGYANG（SHIJI）QUANZHONG=〔（DANGNIANZHONGYANG（SHIJI）CAIZHENGPUHUIJINRONGFAZHANZHUANXIANGZIJINGUIMO-JINGHEDINGQUANGUO（SHIJI）SHIDIANQUXIANJIANGLIZIJINGUIMO）÷（JINGHEDINGQUANGUO（QUANSHI）CHUANGYEDANBAODAIKUANTIEXIJIJIANGBUZIJINXUQIU+JINGHEDINGQUANGUO（QUANSHI）KEYUBUTIEDENONGCUNJINRONGJIGOUDAIKUANPINGJUNYUE）〕×80%+SHANGNIANJIXIAOPINGJIAJIEGUO×20%。QUANZHONGDAYU1SHI，ANZHAO1JISUAN。XIAOYUHUODENGYU1SHI，JUSHIJISUAN。

GEQUXIANKEYUYIBUTIEDECHUANGYEDANBAODAIKUANTIEXIJIJIANGBUZIJINXUQIU、NONGCUNJINRONGJIGOUDAIKUANPINGJUNYUE、SHIDIANQUXIANJIANGLIZIJINGUIMOYIJUQUXIANCAIZHENGBUMENSHENHESHANGBAOQINGKUANG、JIXIAOPINGJIAQINGKUANGHECAIZHENGBUZHUZHONGQINGJIANGUANJU、SHABATIYUSHOUYESHENHEYIJIANQUEDING。

DISANSHISANTIAO  CHUANGYEDANBAODAIKUANTIEXIJIJIANGBUZIJIN、NONGCUNDINGXIANGFEIYONGBUTIEZIJINYOUZHONGYANG、SHIJI、QUXIANCAIZHENGGONGTONGCHENGDAN，ZHONGYANG、SHIJI、QUXIANFENDANBILIFENBIEWEI70%、21%、9%。CAIZHENGZHICHISHENHUAMINYINGHEXIAOWEIQIYEJINRONGFUWUZONGHEGAIGESHIDIANQUXIANJIANGLIZIJINFENBIEYOUZHONGYANG、SHIJICAIZHENGQUANEANPAI。

DISANSHISITIAO  GEQUXIANCAIZHENGBUMENFUZEHUIZONG、SHENHEXIAQUNEIZHUANXIANGZIJINSHENQINGZILIAO，YUMEINIAN2YUE15RIQIANYIZHENGSHIWENJIANBAOSONGSHICAIZHENGJU。SHENQINGCAILIAOBAOKUOBENNIANDUZHUANXIANGZIJINSHENQINGQINGKUANGSHUOMING、PUHUIJINRONGFAZHANZHUANXIANGZIJINSHENBAOBIAO、SHIJIDUIQUXIANZHUANXIANGZHUANYIZHIFUQUYUJIXIAOMUBIAOSHENBAOBIAO、SHANGNIANDUZHUANXIANGZIJINSHIYONGQINGKUANGBAOGAO、JIXIAOPINGJIABAOGAO。SHANGNIANDUWEISHIDIANQUXIANDEXUBAOSONGSHANGNIANDUSHIDIANQUXIANJIXIAOKAOHEBIAOJISHIDIANQUXIANXIANGGUANGONGZUOKAIZHANQINGKUANG、JIXIAOMUBIAOWANCHENGQINGKUANGDEZHUANXIANGBAOGAOJIQITACAILIAO。GEQUXIANDUISHANGBAOCAILIAODEZHENSHIXING、HEGUIXINGFUZE。

DUIWEIANGUIDINGSHIJIANBAOSONGZHUANXIANGZIJINSHENQINGCAILIAODEQUXIAN，SHICAIZHENGJUJIANGBUYUSHOULI，SHITONGGAINIANDUBUSHENQINGZHUANXIANGZIJINCHULI。

DISANSHIWUTIAO  ZHUANXIANGZIJINDEZHIFU，ANZHAOGUOKUJIZHONGZHIFUZHIDUYOUGUANGUIDINGZHIXING。ZHUANXIANGZIJINDEYUSUANGONGKAI，ANZHAOZHONGYANG、SHIJIDUIQUXIANZHUANXIANGZHUANYIZHIFUXINXIGONGKAIGUANLIZHIDUYOUGUANGUIDINGZHIXING。

第六章  预算监管和绩效管理

沙巴体育首页DISANSHILIUTIAO  BENBANFASHEJIDEYINXINGYEJINRONGJIGOU、DANBAOJIJINYUNYINGGUANLIJIGOUDENGXIANGGUANDANWEIYINGDANGRUSHITONGJIHESHANGBAOZHUANXIANGZIJINSHENQINGSHEJIDEGEXIANGJICHUSHUJU，DUIGEXIANGJICHUSHUJUDEZHENSHIXING、HEGUIXINGFUZE，BINGDUISUOSHUFENZHIJIGOUJIAQIANGJIANGUAN。HUODEZIJINZHICHIDEDANWEIYINGGONGKAIXIANGGUANQINGKUANG。

DISANSHIQITIAO  QUXIANCAIZHENGBUMENYINGDANGJIAQIANGDUIZHUANXIANGZIJINSHENQING、SHENHE、BOFUDEZUZHI、XIEDIAOHEGUANLIGONGZUO，BINGHUITONGYOUGUANBUMENDUIZHUANXIANGZIJINSHENQINGDEZHENSHIXING、HEGUIXINGJIAQIANGJIANCHA，DUIJIANCHAZHONGFAXIANDEWENTIJISHICHULIHEFANYING，BAOZHENGZHUANXIANGZIJINZHENGCELUODAOSHICHU。

QUXIANCAIZHENGBUMENYINGJISHIJIANGZHUANXIANGZIJINBOFUJUTIQINGKUANGDUIWAIGONGKAI，JIESHOUSHEHUIJIANDU，DUIJUBAOFANYINGDEWENTIRENZHENHESHI，WENTISHUSHIDEJISHIZHUIHUICAIZHENGZIJIN。

沙巴体育首页DISANSHIBATIAO  SHICAIZHENGJUHUITONGYOUGUANBUMENDUIQUXIANDEGONGZUOKAIZHANQINGKUANGJINXINGJIANCHA，DUIWEIANGUIDINGFENDANZIJINDEQUXIAN，QUXIAOXIANIANDUHUODEXIANGGUANSHIYONGFANGXIANGZHONGYANG、SHIJICAIZHENGZIJINDEZIGE。DUICHACHUXUBAOCAILIAO、PIANQUZHUANXIANGZIJINDE，JISHIZHUIHUIZIJIN。DUIBEIPIANQUDEZHUANXIANGZIJIN，XISHI、QUXIANZHENGFUYOUGUANBUMENCHACHUDE，YOUQUXIANCAIZHENGBUMENFUZESHOUHUI；ZHONGYANGYOUGUANBUMENZUZHICHACHUDE，YOUSHICAIZHENGJUFUZEZHUIHUIBINGJISHISHANGJIAOZHONGYANGCAIZHENG。

DISANSHIJIUTIAO  GEQUXIANCAIZHENGBUMENJIQIGONGZUORENYUAN，YIJISHENBAOSHIYONGZHUANXIANGZIJINDEBUMEN、DANWEI、GEREN，CUNZAIWEIFANBENBANFAGUIDINGYIJIQITALANYONGZHIQUAN、WANHUZHISHOU、XUNSIWUBIDENGWEIFAWEIJIXINGWEIDE，YIZHAO《ZHONGHUARENMINGONGHEGUOYUSUANFA》《ZHONGHUARENMINGONGHEGUOGONGWUYUANFA》《ZHONGHUARENMINGONGHEGUOJIANCHAFA》《CAIZHENGWEIFAXINGWEICHUFACHUFENTIAOLI》DENGGUOJIAYOUGUANGUIDINGZHUIJIUXIANGYINGZEREN；SHEXIANFANZUIDE，YISONGSIFAJIGUANCHULI。

沙巴体育首页DISISHITIAO  GEQUXIANCAIZHENGBUMENYINGDANGANZHAOYUSUANJIXIAOGUANLIDEYOUGUANGUIDINGJIAQIANGZHUANXIANGZIJINJIXIAOGUANLI，JIANLIJIANQUANQUANGUOCHENGYUSUANJIXIAOGUANLIJIZHI，TIGAOZIJINSHIYONGXIAOYI。SHICAIZHENGJUJIANGJIXIAOPINGJIAJIEGUOZUOWEIWANSHANZHENGCEHEZIJINFENPEIDECANKAOYIJU，TUIJINJIXIAOPINGJIAJIEGUOXINXIGONGKAI，ZHUBUJIANLIJIXIAOWENZEJIZHI。

沙巴体育首页DISISHIYITIAO  GEQUXIANCAIZHENGBUMENYINGDANGZHUBUTANSUOJIANLIPUHUIJINRONGZHIBIAOTIXI，DUIXIAQUNEIPUHUIJINRONGFAZHANZHUANGKUANGJINXINGKEXUEPINGJIA，WEIWANSHANZHUANXIANGZIJINGUANLIZHIDUTIGONGJUECECANKAO。

第七章  附则

第四十二条  本办法自印发之日起施行，有效期至2022年10月15日。《沙巴体育首页关于转发<财政部关于印发普惠金融发展专项资金管理办法的通知>沙巴体育首页的通知》（渝财金〔2016〕84号）同时废止。对按原规定发放且于2020年10月31日之前还本付息的贷款，按原流程申请贴息资金，各区县（自治县）财政局应于2020年12月15日之前拨付贴息资金；对按原规定发放且于2020年11月1日之后还本付息的贷款，由经办银行计算借款人截至2020年11月末所支付利息的应贴息金额，并于当年12月5日前向区县财政部门申报资金，剩余贴息资金的申请按本办法执行。

DISISHISANTIAO  BENBANFAYINFAZHIHOU，RUYUZHONGYANGZHENGCEDIAOZHENG，ANXINZHENGCEZHIXING。

沙巴体育首页DISISHISITIAO  BENBANFAYOUSHICAIZHENGJUJINXINGJIESHI。